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5 Star Processing Business Credit Card

Minimum Requirements:

Business Bank Account
Minimum Personal FICO Score Of 300+

EIN/TAX ID Number 

 

*SOFT CREDIT PULL *

REPORTS TO D & B currently
more coming soon…

Easy Enrollment Process

When You Enroll, You Receive An Initial Line Of Unsecured Credit Between $200-$10,000

Weekly Settlement

Decid on a specific amount
( $50,$75,$100,other), you would like debited from your business bank account every FRIDAY to apply toward your NEW Mastercard.

The weekly transfer amount will be applied as a PAYMENT toward the remaining balance on the card for that week. If you do not have a balance, it will be applied as a CREDIT toward your new business credit card.

( See FAQ for more info)

Spend & Build Business Credit

As you use your NEW BUSINESS CREDIT CARD, you will find relief knowing that you are building business credit with every transaction. You now, have a way to separate your personal and business expenses in style as well.

Get Started Today!

Simply by using your new credit card for business expenses, inventory, supplies or anywhere that MasterCard is accepted…

You Are Building a Strong Credit History

IN YOUR BUSINESS’ NAME

5 Star Processing Business Credit Card

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Easy Credit Approval !
See how it works.

Business Credit Loan

Get Started Today!

*Your email must be the same on your application*

Complete our sign up form

Click sign up and provide a few details about you and your business

You receive an email

You review your application and complete the process by signing your document

We set up your payment acceptance solution

You decided your weekly bank withdrawal amount, our teams will set you up with solutions and provide any user training needed.

You authorize a weekly debit from your account

When you're ready to go, get access to our support teams 24/7

You weekly batch gets loaded to your unsecured credit card

Settlement funds are added to your MasterCard

You make purchase for your business

As you use your MasterCard your business credit increases

How do I become an affiliate?

Help your business clients establish business credit 

Yes we do ! This is a great program that helps you offer additional products to your business clients 

Frequently Asked Questions

Decide on a specific amount

( $50,75,100, other), you would like  debited from your business bank account every FRIDAY to apply toward your NEW Mastercard. The weekly transfer amount will be applied as a PAYMENT toward the remaining balance on the card for that week. If you do not have a balance, it will be applied as a CREDIT toward your new business credit card.

Example

Credit Limit $500
Weekly Transfer $100

You go to the store to buy a computer monitor for $200.00 on your new card. You now have a balance of $200.00  you will have a remaining unsecured spending ability of $300. The upcoming weekly transfer of $100.00 will go toward the $200.00 balance,  leaving you a remaining balance $100.00 on your card. If not used, the weekly transfer the following week will bring the balance to $0.00

If you DO NOT have a balance

Your Credit limit will remain at $500.00; the weekly Transfer of $100.00 will increase your spending limit to $600.00 and increase weekly if not used $600, $700, $800,etc… This is for the life of the card

To Qualify, you need an active Business account along with your Tax Id #, a Minimum  personal FICO score of 300+ the balance on your Business Card.

The good news it’s a soft credit pull !

Yes, There is a $99 application fee to get started.

FULL REFUND IF DENIED

That’s  how confident we are you will be approved.

Because this is a banking product, the bank must follow the “Patriot Act” and be sure that you are who you say you are.  They will do a “soft pull” at the credit bureau to be sure that you have a file.  It will not affect your credit score but it will generate a FICO (Experian) score that the bank will use to offer you an initial unsecured line of credit.  After three months  of your business transaction history, they will review your account and may increase your line of credit.  To view FICO scores to line of credit matrix,  CLICK HERE

No. However, 5 Star Processing offers additional perks such as rate discounts on merchant service processing if you have one of our 5 Star Processing Business Credit Cards

 There is a $6.95 monthly fee charged to your new credit card.

As you accept credit cards, a portion of your settlements are being applied to any outstanding balance on your credit card. As your balance is paid, there should be no finance charges or carrying costs

The approval process generally takes less than one business day. You should have your 5 Star Processing Business Card in the mail within the next 5 to 7 business days

Yes. Move cash from world mastercard to your bank account instantly for a 3% fee

Yes. You can add as many cards as you would like and you have complete control over spending limits and authorization amounts through your business management portal

Dun & Bradstreet

*As a reminder, its important to register your new Tax ID number with D & B, which can be done after you get your card


Before we go any further...

IF YOU CURRENTLY HAVE YOUR EXPERIAN CREDIT FILE LOCKED,  PLEASE CALL EXPERIAN AT 888-397-3742 TO UNFREEZE YOUR FILE SO THAT THE BANK MAY DO A "SOFT CREDIT PULL"

BY CONTINUING, YOU AGREE AND ACCEPT OUR TERMS AND CONDITIONS