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All you need to know about international merchant account

If you have an online business, you likely have customers from outside your country. Furthermore, if you’re reading this article, there’s a good chance that your customers are spread across the globe! If this is the case for your company, then read on to learn about international merchant accounts and other vital payment processing solutions for international eCommerce businesses.

What is an International Merchant Account?

An international merchant account is a type of merchant account that allows you to accept credit card payments from customers in other countries. In most cases, this means that you can accept payments from customers in the United States or Canada.

An international merchant account will allow you to accept payments from customers in other countries because it provides the necessary gateway between your business and their bank. With an international gateway, there is no need for any sort of physical presence within their country–the only requirement is that your business has been approved by one of our trusted partners (such as Stripe).

Why do you need an international merchant account?

An international merchant account can be useful for businesses that want to accept payments from around the world. You don’t need a physical location or employees in the country where you’re selling, and there are no currency conversion fees involved.

The main advantage of using an international merchant account is that it allows you to accept payments in multiple currencies at once without having to deal with any of the headaches associated with currency conversion rates or foreign exchange fees.

Why do I need a business phone number to accept payments from other countries?

You need a business phone number because it’s the best way to verify your business.

The phone number and address you provide will be verified by our processor, which means that you must have a real office in the location where you say it’s located. This helps ensure that anyone who uses your account is actually doing business with you and not someone else who just happens to have similar information on hand (for example, an employee).

We also require that all merchants provide valid government IDs when they sign up for an account with us–and we can’t accept any document other than what’s listed here:

Does my business have to be in the same country as my customer/supplier?

No, you don’t have to be in the same country as your customer. You can accept payments from anywhere in the world.

Do I need a domestic and/or international merchant account?

If you’re a small business owner, your customers are likely spread across the globe. That means you need to be able to accept payments from all over the world.

There are two types of merchant accounts: domestic and international. A domestic merchant account allows you to accept credit cards only from customers who live in the same country as your business location (for example, if your store is located in New York City but sells its products online). An international merchant account allows businesses that operate internationally or have offices or stores in multiple countries–like Amazon or Starbucks–to process credit card transactions online no matter where they come from.

Accept payments from anyone, anywhere in the world

You can accept payments from anyone, anywhere in the world. You can set up your account to accept payments from any country and any bank. Also, you don’t have to worry about currency conversions or exchange rates–we’ll handle that for you. And because we’re an international merchant account provider, we can process all types of transactions including credit cards, debit cards, and e-checks.


As you can see, there are many reasons why you may need an international merchant account. You can accept payments from anyone, anywhere in the world. You also have the option of having your customer’s country listed on their credit card statement instead of their address or phone number so that they feel more comfortable doing business with you. As long as they have access to Internet banking or mobile banking services through their bank (which most countries do), then accepting payments internationally should be no problem at all! Contact us at 5 Star Processing to know more.

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