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High Risk Merchant Accounts

Trustworthy High-Risk Payment Solutions for Your Business

5 Star Processing has distinguished itself as a leader in the high-risk merchant service space. Our team, which has decades of industry experience, leads the field in providing unmatched customer attention and the highest levels of customer satisfaction.

Our team can evaluate your current situation and offer professional advice based on your business needs. When you work with us, you will receive the following:

  • Payment processing with major providers like Visa, Mastercard, American Express, and Apple Pay
  • The starting price of 2%
  • Easy integration with your current POS or CRM software
  • Data encryption through a high-risk merchant payment gateway

Additionally, 5 Star Processing can assist high-volume merchants and ACH processing. We have a variety of payment platforms, including high-risk payment gateways and credit card point-of-sale solutions.

Our hardworking team is ready to help you right now. To discuss all of your domestic high-risk merchant processing needs, contact us right away.

How Can You Benefit From Using Our High-Risk Merchant Account?

Choosing 5-Star Processing for your high-risk merchant account processing will lead to greater control over your business finances. We allow you to set criteria for accepting or rejecting transactions using customizable cascading rules and filters.

We also offer increased security through a high-risk payment gateway, a specially designed software that protects your financial information and prevents fraud and data breaches.

You can also use our services to manage multiple high-risk merchant accounts with ease, expanding your business’s payment processing abilities thanks to compatibility with the world’s leading payment providers.

How Can You Apply for a High-Risk Merchant Account?


Apply Online by Filling Out the Form

Our easy application can be completed in as little as 5 minutes. Let’s get going.


Request a Quote Right Away

We’ll give you a free quote using industry minimum pricing.


Start Taking Payments in Just 1-3 Business Days

Our customer support team will help you set up. We’ll expedite the process for you.

What Services Do We Provide?

We are a merchant account provider that provides high-risk merchant accounts for businesses in need of protection. We specialize in providing merchant accounts for high-risk industries, such as financial services and healthcare. Our services include:

Credit Card Processing

With our credit card processing service, we’ll take care of all the heavy lifting so you can focus on running your business. You’ll have all the benefits of a large processing company without any of the headaches or hassles.

Business Credit Building

Through our credit building solutions, we can help you build a reputable credit history aligned with standards set by major credit reporting bureaus, including Experian, Equifax, and TransUnion.

Merchant Account Setup and Management

We help you with the setup and management of your high-risk merchant account.

Fraud Prevention Services

Our advanced fraud monitoring helps protect your business from fraudulent transactions that damage your bottom line and harm your reputation.

Customer Support

Our customer service is also available to you Monday through Friday, 9:00 am to 4:00 pm. Your business is important to you, and when you encounter an issue, you should not have to wait for help. When you choose 5 Star Processing, you are getting constant support.
Get started with our team today, and you can start managing your accounts, taking payments, and monitoring for credit card fraud. And you can cancel at any time! We believe our low rates and wonderful customer service keep our customers coming back to us, so there are no contracts or cancellation fees.

Our Mission

Regardless of whether you have previously been rejected or shut down, our goal is to approve all merchants. We understand that mitigating factors like chargeback ratios and exponential monthly volume growth can ruin a bank relationship, leading to the closure of a merchant or the placing of significant holds on an account to guard the bank against losses.

We are committed to trying our hardest to find solutions and approve your account. Our guiding principles are dedicated to excellence and going above and beyond to take advantage of every opportunity. We work hard to go above and beyond expectations and use our knowledge and skills to provide unmatched customer satisfaction.

Why Choose 5 Star Processing?

We aim to offer high-risk merchant accounts and gateways for less money than our rivals. For many years, we have offered credit card processing services to businesses in various industries. By providing superior services to the retail, restaurant, MOTO, and high-risk industries, we have grown to become one of the best merchant account providers in the country. 5 Star Processing offers cutting-edge technology, round-the-clock customer service, technical support, and assistance with dispute resolution. Get started with us today by filling out our online application.