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Business Credibility Program

Build Business Credit Fast With a Net 30 Account

The Net 30 Program by 5 Star Processing is designed to propel your business forward through predictable, strategic credit building solutions. 

There are no hidden fees, zero interest, and no complicated terms and conditions to worry about. We’ve created this solution to make building business credit as a small business easy and accessible, because we think everyone deserves the opportunity to grow.

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What Does Net 30 Mean?

In financing, net 30 means “pay in 30 days.” It’s an easy way to secure payments and make your cash flows more predictable.

We’ve adopted that approach to create a 30-day, monthly subscription program that helps you build credit without worrying about managing cards, interest, and bank accounts.

How to Build Business Credit Fast Without Personal Guarantee

A personal guarantee is a legal promise that you will repay a company for lending your business money. If your business isn’t able to fulfill its financial obligations to the lender, you become solely responsible for making the required payments.

No one wants to put themselves in that position, and small businesses or high-risk business owners shouldn’t be forced to jeopardize their financial well-being to build credit.

Our Net 30 business credit building program offers you a way to increase your credit without the need for personal guarantees.

We use a simple monthly subscription program to report good payment habits and send them to credit bureaus. You enjoy stronger credit reports and a better reputation that can help you secure funding and grow your business.

Discover the Benefits of a Net 30 Account

We’ve simplified the business credit reporting process so you can increase your score without being overwhelmed by managing accounts, cards, and hidden feeds. Through the Net 30 credit building program, we can help you with the following:


Automate Your Credit Building

We report your business’s credit to the major credit bureaus every month, so you can feel confident knowing that your score is increasing while you focus on strategic growth.


Reduce Your Risk of Failure by Up to 80%

Through the Net 30 Program, we’ve helped new businesses in high-risk industries lower their risk of failure and increase their financial security.


Save Money on Unhelpful Resources

Never waste money again on courses, books, or lending programs that don’t deliver a real return on investment (ROI).


Stop Searching for the Best Credit Building Credit Cards

You can prioritize your business’s financial health by focusing on strategic growth through consistent reporting, not expensive credit card payments.

Join the Net 30 Program Now and Unlock Exclusive Membership Benefits

We aren’t just a reporting company. We’re your business finance heroes. Our goal is to make building credit a learning experience, so we’ve compiled several resources for our members that help them continue to grow their businesses with confidence.

The Net 30 Portal

Once you join, you’ll gain instant and unlimited access to the Net 30 Portal, a one-stop solution for business funding, business credit, and business growth advice from experts.

Rocket Review Tool

Did you know 89% of customers read reviews before making a purchase? Net 30 members get access to Rocket Review for free, allowing you to build a 5-star business online through automated review generation and reputation management.

5 Star University

Learn everything you need to grow your business and achieve remarkable results with a personalized business plan. Our course covers everything you need to know about building business credit fast through methods bureaus favor.

Flexible Payment Options for Every Business’s Budget

Explore our payment options below. You can easily scale or modify your subscription to suit your needs as your business transforms.


  • Zero set-up fees
  • Net 30 Portal
  • 1k reporting tradeline
  • Powerful admin panel
  • Review generating software


  • A one-time set-up fee of $99.99
  • Net 30 Portal
  • 1k reporting tradeline
  • Powerful admin panel
  • Review generating software


  • A one-time set-up fee of $149.99
  • Net 30 Portal
  • 2k reporting tradeline
  • 5 Star University
  • Review generating software

Black Diamond

  • A one-time set-up fee of $149.99
  • Net 30 Portal
  • 8k reporting tradeline
  • 5 Star University
  • Review generating software

Get 50% Off for a Limited Time Only!

All of our offers are currently 50% off to make accessing the best business credit building solution even easier. You can’t get any better than our Black Diamond package, which delivers all of our membership benefits plus an 8k reporting tradeline that helps skyrocket your business’s credit growth. 

For a limited time, members will also save $300 on Black Diamond subscriptions.


How Do You Build Business Credit Without a Loan?

Loans are risky, and they can do more harm than good for your business, especially in its early stages. 5 Star Processing is ideal for small businesses that may not qualify for standard bank business loans or third-party credit cards. 

We are not a lender but rather a business tool that helps your company grow strategically and consistently through credit reporting best practices and educational content.

What Is the Best Credit Reporting Agency to Use?

The top credit bureaus in America are Equifax, Experian, and TransUnion. We currently report to Equifax Business and Creditsafe, whose ratings are supported by all major credit agencies.

How Does Net 30 Work?

You pay a monthly subscription to access our exclusive business growth tools and services. You can also apply for a Net 30 Reporting Line of Credit, which has default approval.