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UK High Risk Merchant Accounts & Processing


UK banks have rather strict rules for getting a merchant account for your business. The same goes for the local and global mainstream merchant account providers like Skrill and PayPal. This means that if you’re a business owner in the UK, or you are about to start a business in the UK, and you need to be able to process credit card payments, your options may be limited. For that, you are going to need UK High-Risk Merchant Accounts. Read on to find out if that’s the case, and what you can do about it today (hint: it’s getting a high-risk merchant account for the UK).

high risk merchant accounts

Is your business in a high-risk industry?

First of all, when it comes to high-street banks, almost any small business (new or growing) can be classified as high-risk. High-street banks like it when there is big finance behind a business, and are harsh in their judgment when it comes to serving smaller enterprises. But in addition to that, they also operate based on a list of so-called high-risk industries; businesses operating in these industries are almost guaranteed to be rejected by both banks and mainstream merchant account providers alike. Instead, they need UK High-Risk Merchant Accounts. This list includes businesses such as:

  • Gaming and gambling
  • Adult entertainment
  • Tobacco and eCig stores
  • MLM Marketing
  • Travel agencies
  • Hospitality
  • Restaurants
  • Certain retail stores
  • Dating sites and services
  • Insurance
  • Online auctions
  • Supplements

The above list is by no means exhaustive but covers the industries which have it the worst when it comes to getting a merchant account and a payment gateway. For these businesses, a UK high-risk merchant account is likely to be the best answer.

Advantages of UK High-Risk Merchant Accounts

A UK high-risk merchant account will make it possible for your business to continuously process credit card payments, both for Card Present (e.g. physical store) and Card Not Present (online and over-the-phone payments) transactions. Geared especially towards high-risk businesses, this type of account will keep your revenue and cash flow stable even if you experience chargebacks or other issues common to high-risk industries.

UK High Risk Merchant Accounts from an American provider

Though we are based in Sacramento, California, we already serve many clients in the UK and in other countries outside of the US. We can do this because we can offer very low credit card processing fees that remain competitive across international borders. So regardless of which side of the pond you are on, you can get a great deal on a UK high-risk merchant account and high risk payment gateway from 5 Star Processing. Not only that, but we also handle our approval process very quickly, so that you can get started processing payments in your business as soon as possible.

Reach us by phone, email, or Facebook

Our staff is prepared to answer your questions and help you get started with a merchant account even across time differences. Call us today at +1 (888) 253 9692, or send 5 Star Processing an email to [email protected]. If you find it more convenient, send us a message on Facebook now through our Facebook page here.


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